Commercial & Janitorial Insurance

Insurance Built for Commercial & Janitorial Cleaners

From office suites to schools and retail spaces, commercial and janitorial cleaning crews take on different risks than residential cleaners. Golden Leaf Agency can help you explore coverage built around recurring facility work.

Request a Cleaning Insurance Quote

Who this is for

A starting point to explore coverage—not a guarantee that every risk is automatically covered.

  • Office cleaning companies
  • Janitorial service providers
  • School and facility cleaning contractors
  • Retail space cleaning crews
  • Night-shift commercial cleaning teams

Common risks

General examples of risks businesses like yours may want to plan for.

Property or Inventory Damage

Damage to commercial equipment, fixtures, or inventory while cleaning a facility.

Injury on Client Premises

An employee or visitor injured on a commercial property during a shift.

Subcontractor Liability

Many commercial contracts require proof of insurance if you use subcontractors.

Facility Access Risks

Alarm codes, keys, or access badges left unsecured can create liability concerns.

Chemical Exposure

Claims related to cleaning products used in industrial or commercial settings.

Contract Requirements

Facility contracts often require specific coverage or bonding before work can begin.

Coverage often considered

What applies to your business depends on the policy, carrier, and state. A licensed agent can help you compare options.

General Liability

May help with third-party injury or property-damage claims tied to commercial cleaning work.

Workers' Compensation

Often required once you have employees working shifts across client facilities.

Commercial Auto

May help cover vehicles used to travel between multiple commercial job sites.

Janitorial Bond / Employee Dishonesty

Often requested by facility contracts as proof against theft-related claims.

A simple process

1

Tell Us About Your Work

Share the type of cleaning work you do and how your business operates.

2

Review Available Coverage

See the types of coverage businesses in your situation often consider.

3

Choose With a Licensed Agent

Compare options and make your choice alongside a licensed Golden Leaf agent.

Frequently Asked Questions

Ready to explore coverage?

Talk with a licensed Golden Leaf agent or get a free, no-obligation estimate.

This page is general information only. Coverage, exclusions, limits, eligibility, and requirements vary by policy, carrier, state, contract, and circumstances.

CA License #4319332

Golden Leaf Agency | FL #G003630 | MD #3002468731 | TX #2821699

Golden Leaf Agency is an independent insurance agency, not an insurance carrier. Coverage is offered through authorized insurance carriers and is subject to carrier availability, eligibility, underwriting, policy terms, conditions, exclusions, and approval.