Residential Cleaning Insurance

Insurance Built for Residential Cleaners

Whether you run a solo house-cleaning business or manage a team of maids and turnover cleaners, your work happens inside other people's homes. Golden Leaf Agency can help you explore coverage built around that everyday risk.

Request a Cleaning Insurance Quote

Who this is for

A starting point to explore coverage—not a guarantee that every risk is automatically covered.

  • Independent house cleaners
  • Maid service owners
  • Apartment and rental turnover cleaners
  • Move-in / move-out cleaning teams
  • Recurring residential cleaning crews

Common risks

General examples of risks businesses like yours may want to plan for.

Accidental Property Damage

A dropped vase, scratched floor, or damaged appliance while cleaning inside a client's home.

Client Injuries

Wet floors or moved furniture can lead to slip-and-fall claims from homeowners or their guests.

Lost Keys or Access Issues

Losing a client's house key or garage code can create liability concerns.

Theft Allegations

Working alone inside homes can expose your business to disputed theft claims.

Employee Injury

A cleaner hurt while lifting equipment or working inside a client's home.

Coverage often considered

What applies to your business depends on the policy, carrier, and state. A licensed agent can help you compare options.

General Liability

May help with claims of injury or property damage that happen while cleaning inside a client's home.

Workers' Compensation

Often required once you have employees; may help with medical costs after a work-related injury.

Tools & Equipment

May help replace cleaning equipment and supplies that are lost, stolen, or damaged.

Janitorial Bond / Employee Dishonesty

May help address claims related to alleged theft by an employee while working in a client's home, depending on the policy.

A simple process

1

Tell Us About Your Work

Share the type of cleaning work you do and how your business operates.

2

Review Available Coverage

See the types of coverage businesses in your situation often consider.

3

Choose With a Licensed Agent

Compare options and make your choice alongside a licensed Golden Leaf agent.

Frequently Asked Questions

Ready to explore coverage?

Talk with a licensed Golden Leaf agent or get a free, no-obligation estimate.

This page is general information only. Coverage, exclusions, limits, eligibility, and requirements vary by policy, carrier, state, contract, and circumstances.

CA License #4319332

Golden Leaf Agency | FL #G003630 | MD #3002468731 | TX #2821699

Golden Leaf Agency is an independent insurance agency, not an insurance carrier. Coverage is offered through authorized insurance carriers and is subject to carrier availability, eligibility, underwriting, policy terms, conditions, exclusions, and approval.